Insurance for Hair & Beauty Salons and Professionals in Northamptonshire
gsi insurance have been assisting clients to obtain insurance policies for Hair & Beauty businesses for over 40 years. With solid partnerships in place with a range of insurers, gsi insurance also have a great selection of insurance policies to suit the needs of individuals working on a mobile basis through to fully staffed salons in and around the Northamptonshire area.
Tailored Hair & Beauty Insurance Quotations
Offering competitive premiums and an insurance policy tailored to your specific requirements, gsi insurance have become the insurance broker of choice for many local businesses and individuals within the Northampton & Northamptonshire area.
With a range of hair & beauty industry business types and policies catered for, gsi insurance will ensure you have the best possible cover available, including:
Hairdressers Insurance
Mobile Hairdressers Insurance
Barbers Insurance
Beauticians Insurance
Tattoo & Piercing Studio Insurance
Treatments Cover
Nail Technicians & Manicurist Insurance
Tanning Salons Insurance (Permanently Manned)
Make sure you are adequately covered for your individual needs...
It is important to make sure you include a Treatments Cover within your policy to safeguard you if the unexpected does happen and something goes wrong while you or your team are working with a client.
Equally important is making sure that your staff are suitably trained to provide these treatments as Insurers often have exclusions in their small print; if you are going to be training others, or using unskilled workers, make sure there are no specific terms and conditions when it comes to untrained staff.
For those working in a shop environment, even if you don’t own your building your tenancy agreement may well require you to take out a Shop Front cover, check with your Landlord or Agent to see if you need this.
Over the years, gsi insurance have helped many Hair & Beauty businesses with various types of insurance cover including:
Employers Liability
If you employ somebody you are legally required by law to take out an Employers Liability insurance policy. This covers you and the business should an employee decide to take legal action against you for whatever reason.
Public Liability
Public Liability Insurance covers you should a member of the public decide to bring legal action against you or your company, often if they suffer a loss due to the negligence of you, your employees or your business.
Products Liability
If you sell products to the public then you have a responsibility to ensure they are safe. This cover protects you if a customer suffers a loss and decides to take legal action against you or your business.
Business Interruption
When a business makes a claim, it’s usually because it has suffered some kind of loss and in these instances it’s easy to forget just how much time and effort goes into putting those things right again. Business Interruption cover can be included in your insurance package to make sure you are covered for any loss in profit you experience during the time spent dealing with an interruption of this nature.
Money Cover
If you keep sums of cash on your premises, or in transit (to and from the bank for example), Money Cover insures against loss and theft.
Shop Front Cover
Insurance to cover you against damage to your ‘shop front’ and/or glass. Cover can also be extended to include internal glass and frames if required. Please note that this type of cover may be a prerequisite by your Landlord, check your tenancy agreement if you’re not sure.
Contents Insurance
Should your premises be broken into, catch on fire or damaged, Contents Insurance covers you for any losses from within the premises, such as (but not restricted to) furniture, computers, electrical equipment and more.
Buildings Insurance
Buildings Insurance is to cover the costs for rebuilding or repairing the physical structure of your business premises.
Treatment Liability Cover
As a Hair & Beauty specialist, you are unlikely to do any damage to your clients, but what if the worst does happen? If a client claims against you having suffered an injury or illness as a result of advice or treatment given by you or your business, the costs will be covered.
