Home Buildings & Contents Insurance in Northamptonshire
For all your insurance needs, gsi insurance have been trading for over 40 years and continue to insure customers throughout Northamptonshire and the surrounding areas.
With strong relationships in place with a wide portfolio of insurers and having negotiated several exclusive deals, gsi insurance offer you discounted rates, enhanced cover and excellent customer service. We do not sacrifice cover for premium and always place our emphasis on quality of cover.
Getting the Right Level of Cover
The market for home and contents insurance is extremely competitive with many insurers fighting for your business. Many of these insurers will greatly reduce the level of the cover they are giving to win your business on price, which can be very disappointing should you need to make a claim.
Home Buildings Insurance
As the name suggests, buildings insurance covers damage to the physical structure of your home but also covers you for any damage to your fixtures and fittings. You may have taken your buildings insurance through your bank, when you applied for your mortgage but this can often work out to be a very expensive way of insuring your home.
Home Contents Insurance
Take a Home Contents policy to insure against loss, damage or theft of the contents of your home, even when they are outside of your property. Time should be spent considering how much it would cost to replace the contents of your home to make sure that you have enough cover in place.
Individual cover can also be taken for important or expensive personal possessions that have been lost, damaged or stolen.
Accidental Damage Cover
Including Accidental Damage cover in your buildings or contents insurance, gives you the chance to claim for unintentional damage to the structure of your property, or the contents held within.
Trace and Access Cover
When things do go wrong in your home, tradesmen can be very expensive; particularly in an emergency. This type of cover is for the event that any damage is caused while trying to locate and access a fault. For example, with Trace and Access cover in place, you’d be able to claim for any damage caused while your plumber is trying to trace and access a water leak.
New for Old Cover
For an additional premium, you can choose to have any items that are lost, damaged or stolen replaced with the latest version, i.e. on a ‘new’ for ‘old’ basis.
Personal Possessions Cover
Take an additional cover against loss, damage or theft of your personal possessions, even when they are outside of your property.
Money Cover
If you keep large sums of money at home, for whatever reason, this additional cover protects you from loss and theft.
Freezer Contents Cover
Your home freezer is expensive to fill, and suffering a power cut or if your appliance fails, it can be more expensive still. Taking an additional Freezer Contents cover in your policy protects you from this and your food supply can be replenished without fuss.
Home Legal protection
Including Home Legal protection will cover you for up to £50,000 towards legal costs for employment matters, contractual issues, property disputes, personal injuries, tax issues, legal defense or identity theft.
