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Shop Insurance FAQ’s: All You Need to Know

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If you are a shop owner then the last thing you want to be worried about is whether or not you are covered for liability in the event of a catastrophe or accident. Since our establishment way back in 1978, we here at Gsi Insurance Ltd have been offering shopkeepers and owners a complete range of shop insurance services that protect their livelihood.

From newsagents to local services, we provide policies covering multiple locations, discounted premiums as well as flexible payment plans. But many shop owners are unaware of the benefits of shop insurance and have many unanswered questions when it comes to their business.

Luckily, we are here to answer all those FAQ’s…

What Does Shop Insurance Cover?

Shop insurance can cover a variety of needs. This includes Employee, Public and Product Liability which covers you and your business should an employee or member of the public take legal action regarding illness, injury, loss and negligence. Other areas include business interruption, money and shop front cover as well as standard contents and buildings insurance.

Do I Actually Need It?

The business world can be an unpredictable place and being covered will only protect and strengthen your standing. Whilst some shop owners may see it as another expense, should you be unfortunate enough to have legal action taken against you or suffer damage or a break-in, the last thing you want to be worrying about is liability, let alone your finances.

What Obligations Are There?

Having sufficient shop insurance will only put you in good stead and protect your business in the event of a disastrous situation arising. Whilst there are no legal obligations, having legal protection is not only reassuring, but can also help your case should you experience a claim.

For more information on our shop insurance premiums and what they cover, get in touch with our team on 01933 411 888 for a free quotation today.

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