Landlords Insurance in Northamptonshire
gsi insurance have over 40 years experience arranging bespoke insurance policies specifically for Landlords of residential and commercial properties, shops, offices, industrial units and unoccupied residential properties used for private dwelling.
Landlords Insurance (also known as ‘Property Let Insurance’) is essential if you already are, or are considering the option of renting out your property. Be warned though, you will not be covered by a standard Home Insurance policy in this situation, so please make sure you are adequately covered.
Bespoke Landlords Insurance Policies
gsi insurance offer a variety of types of policy with varying levels of cover for both individual and multiple property portfolios, including cover for any items that you may leave on the premises as well as Loss of Rent, Rent Guarantee policies and cover for unoccupied properties.
It doesn’t matter who your tenancy agreement is with, gsi insurance can arrange your insurance for professional, student, benefit assisted and of course commercial tenants.
Each insurance policy is carefully tailored around your individual circumstances to make sure you are correctly covered. You are assigned your own account handler to assist you right through from agreeing the policy and arranging the premiums to supporting you during a claim.
A wide range of policies for Landlords...
With a variety of policies available to cover both commercial and residential Landlords on single and multiple properties and discounted premiums available to those that have never previously claimed, gsi insurance are committed to giving high levels of customer service and care alongside realistic and affordable quotations.
Loss of Rent Cover
This covers you against any loss that you might incur in rent during another claim. A good example of this would be where your tenant has had to vacate the property for a period of time following a flood to allow repair work to be completed; your rental income losses would be covered in this scenario.
Rent Guarantee Cover
A Rent Guarantee policy will cover any loss in rent that you may incur while going through the process of evicting a tenant due to non payment of the rent. This type of cover is often taken alongside a Legal Expenses policy which will also assist you in the process of evicting your tenant.
Residential Landlords Insurance
This type of insurance is for Landlords of residential properties used for private dwelling and is similar in terms of cover to a standard home buildings insurance policy.
Unoccupied Residential Landlord Insurance
Take this policy if you are a Landlord of unoccupied residential properties used for private dwelling.
Commercial Landlords Insurance
This type of insurance is for Landlords of commercial properties and is similar in terms of cover to a standard home buildings insurance policy.
Buy to Let Landlord Insurance
Buy to Let insurance is a buildings insurance for property which covers you for costs to rebuild or repair the structure of your property.
Landlord Contents Cover
Similar to normal household contents insurance, your Landlord Contents policy will cover you against damage or theft of items you leave in your property during a tenancy. This might be for furnished lettings or to cover individual appliances that you leave at the property.
Accidental Damage
Including Accidental Damage cover in your buildings or contents insurance, gives you the chance to claim for unintentional damage to the structure of your property, or the contents held within.
Legal Expenses
Another type of cover that can be included in your buildings and contents insurance, Landlords Legal Expenses cover assists you with legal costs for disputes with your tenants, from rent arrears and damage claims to eviction notices.
Subsidence Cover
Taking Subsidence Cover in your buildings policy gives you extra protection in the event that your property suffers subsidence and requires special attention.
Employers Liability
If you employ somebody you are legally required by law to take out an Employers Liability insurance policy. This covers you and the business should an employee decide to take legal action against you for whatever reason.
Public Liability
Public Liability Insurance covers you should a member of the public decides to bring legal action against you or your company, often if they suffered a loss due to the negligence of you, your employees or your business.